The privacy of the personal information we collect from clients and prospective clients is very important to us at Manifest Marine, Ltd. This notice is provided in accordance with federal and state laws to provide you with our understanding of types of non-public personal information about you that we may collect, how we use it and how we protect that information.

I. Information we collect

We collect non-public personal information about you from the following sources:

• information we receive from you on applications for insurance or from other insurance forms you complete, 
• information we receive from the companies we represent which provide insurance policies to you,
• information from consumer reporting agencies,
• information about your transactions with us, the companies we represent, or our affiliates,
• information from other sources, such as employers or government agencies, and
• information from visits to our website.

The type of information we collect is related to the insurance you request from us and may include your name, address, social security number, driver license number, ownership of property, marital status, health information, and other information required to get insurance coverages for you.

II. Information we share with third parties

We disclose non-public personal information to non-affiliated third parties only as permitted by law.  We may share certain non-public personal information about you with non-affiliated third parties for purposes not exempted by federal or state law and regulation. You have the right to instruct us not to share your non-public personal information with these non-affiliated third parties. If you wish to instruct us not to share your non-public personal information with non-affiliated third parties, you may opt-out of those disclosures and instruct us not to make any disclosures not expressly permitted by federal and state law and implementing regulations.

III. Our procedures to protect your private information

We restrict access to non-public personal information to those employees, agents, representatives or parties who need to know the information in order to provide the insurance products requested by our customers. We have policies and procedures that give direction to our employees, and to agents and representatives acting on our behalf, regarding how to protect and use non-public personal information. In addition, we maintain physical, electronic and procedural safeguards to protect non-public personal information.